About Tara & District Credit Union Limited
Tara & District Credit Union Limited was established in 1977, and from there it grew in strength to become the vibrant and ideal financial institution that it is in today’s economic climate. The present healthy state of affairs of Tara & District Credit Union Limited is due to the foresight of its founders and to the dedication of local men and women who down the years have given of their time and energy unselfishly to the promotion of the Credit Union in Kilmessan.
Tara & District Credit Union Limited is a local, not for profit financial institution. We specialise in providing a safe place for savings and loans in our community. Tara & District Credit Union Limited is proud of its heritage and continues to be owned by our members and operated by our voluntary Board of Directors. We at Tara & District Credit Union Limited strive to be at the heart of the community and promote and encourage positive action that enriches the lives of the people who live and work in our town. We continue to work through local primary schools. We also actively support a wide range of local charitable, sporting and community groups, both financially and otherwise. We feel that the credit union has a role to play in strengthening the bonds of community in our area, and hope to continue such support in the future.
Our Mission is:
To provide the highest level of personal financial services in a friendly, professional manner. To encourage thrift, savings and the sensible use of credit, to increase the knowledge and ability of our members to manage and control their financial well-being, and to provide a sound financial management platform from which to grow the business into the future.
Tara & District Credit Union Limited is non-sectarian and non-political, and continues that Irish tradition of co-operative self help.
Our Credit Union Motto “Not for Profit, Not for Charity, but for Service” by
- Encouraging thrift
- Creating a source of credit at reasonable interest rates
- Educating members on the wise use of money
- Promoting the welfare of the credit union community
The philosophy of the Credit Union Movement is grounded in the co-operative values of:
- Mutual Self Help
“People helping People” is at the cornerstone of this philosophy. By working together through co-operation, people can achieve far more together than individually on their own.
Credit Union Operating Principles are:
- Open and Voluntary Membership
- Democratic Control
- Limited dividends on equity capital
- Return on savings and deposits
- Return of surplus to members
- Non discrimination in race, religion and politics
- Services to members
A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. We offer members the chance to have control over their own finances by making their own savings work for them. Tara & District Credit Union Limited is owned by the members — the people who save and borrow with it — people like you.
When you become a member and start saving with Tara & District Credit Union Limited you will have access to fair and reasonable rates on savings and loans.
Your savings contribute to your credit union’s loan fund. So your savings are helping other members. Members like you.
Tara & District Credit Union Limited exists only to serve its members — not to profit from their needs. Surplus income generated is returned to the members by way of a dividend or is directed to improve additional services, whilst ensuring adequate reserves are maintained.
Why not become a member today – Please click here.